Online Banking

St James ATM Machine


Online Banking

Online banking is like having a branch of First National Bank in your home or office 24/7. Your account balances and transaction history are all available to you with the simple click of a mouse. Stop in and sign up for Internet banking or simply go to our Home Page, click on, online banking sign-in, and fill out the enrollment form which will walk you through the process step by step.

  • Bill Pay
  • View your account information
  • Transfer money between your accounts
  • Make loan payments
  • Send messages or questions to the bank


First National Bank

202 1st Ave S

St. James, MN 56081

(4th lane of drive thru)

Use your First National Bank at St. James debit card to access cash with no transaction fee.

Debit Card

The debit card works just like a check only it’s faster, easier, and more convenient.

Instead of writing a check, present your card and sign your name or type in your PIN. It’s as simple as that. The purchase amount is automatically deducted from your checking account.

Withdraw cash from your account at most ATMs worldwide with your personal identification number (PIN).

Direct Deposit

No more running to the bank to deposit your payroll check!

Sign up for direct deposit and have your payroll check, social security check, or government agency check automatically deposited to your account.

Direct Deposit protects from loss or theft of your checks and funds are available the same day.

Safe Deposit Boxes

Safe deposit boxes offer a safe, secure place to store your valuables and important documents such as car titles, real estate abstracts, birth certificates, etc. We have a variety of sizes available to fit your needs.

VISA Credit Cards

Our Visa Platinum Credit Cards offer competitive rates and have no annual fees. This card also has a ScoreCard Rewards program which lets you earn points with every net dollar you purchase. Call or come visit us for more details or apply now!


Visa Gift Cards

Our Visa Gift Cards are the perfect gift, whether they are for the Holidays, Graduation, Birthdays or any Special Day! They are accepted anywhere Visa debit cards are accepted for purchases. They can not be re-loaded or used for cash.

Visa Access Cards

Visa Access cards can be used for your everyday needs! You can purchase and reload these cards for up to $5,000.00 per month. Visa Access cards can be used anywhere Visa debit cards are accepted and give you access to cash at ATMs.

Paperless Statements

Go green and get your monthly statement when you sign-up and log-into online banking. It is quick and easy to sign up.

Check Reorder

Touch of Class – Free Checks:

  • Do you qualify for our “Free Checks” through our Touch of Class Checking account for customers age 62 and above?
  • If so, you may order your checks free through our special line! Contact us today for details and ordering information.

EZ Checking, Classic Checking, & Classic Plus:

Other Services

  • Notary Service
  • Wire Transfers
  • Night Deposit
  • Drive-up Banking
  • Savings Bond Redemptions
  • Cash Advances
  • Money Orders
  • Cashiers Checks
  • Self-Service Coin-Counting Machine