Personal
Basic Savings
- $50 minimum required to open account
- $3.00 service charge per month if average daily balance falls below $50
- Interest compounded and credited quarterly with average balance of $200
- $1.00 fee for each withdrawal beyond four per month
- Quarterly statement
Royal Savings
- $200 minimum required to open account
- $3.00 service charge per month if average balance falls below $200
- Interest compounded and credited quarterly with average balance of $200
- $1.00 fee for each withdrawal beyond four per month
- Quarterly statement
Money Market Savings
- $2,500 minimum required to open account
- $3.00 service charge per month if average daily balance falls below $2,500
- Interest compounded and credited monthly
- Quarterly statement
Flex III Savings
- $20,000 minimum required to open account
- Rates comparable to CDs with the flexibility of a Money Market Savings
- Interest compounded and credited monthly
- $5.00 service charge per month if average daily balance falls below $20,000
Junior Savers
- For customers 0-17 years of age
- $10 minimum balance required to open account
- Interest compounded and credited to account quarterly
- Quarterly statements
- Receive a FREE piggy bank at account opening
* Pre-authorized transfers are limited to 6 per month on all savings accounts
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