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Personal Savings

Basic Savings

  • $50 minimum required to open account
  • $3.00 service charge per month if average daily balance falls below $50
  • Interest compounded and credited quarterly with average balance of $200
  • $1.00 fee for each withdrawal beyond four per month
  • Quarterly statement

Royal Savings

  • $200 minimum required to open account
  • $3.00 service charge per month if average balance falls below $200
  • Interest compounded and credited quarterly with average balance of $200
  • $1.00 fee for each withdrawal beyond four per month
  • Quarterly statement

Money Market Savings

  • $2,500 minimum required to open account
  • $3.00 service charge per month if average daily balance falls below $2,500
  • Interest compounded and credited monthly
  • Quarterly statement

Flex III Savings

  • $20,000 minimum required to open account
  • Rates comparable to CDs with the flexibility of a Money Market Savings
  • Interest compounded and credited monthly
  • $5.00 service charge per month if average daily balance falls below $20,000

Junior Savers

  • For customers 0-17 years of age
  • $10 minimum balance required to open account
  • Interest compounded and credited to account quarterly
  • Quarterly statements
  • Receive a FREE piggy bank at account opening

* Pre-authorized transfers are limited to 6 per month on all savings accounts