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Convenience Banking

Online Banking

Online banking is like having a branch of First National Bank in your home or office 24/7. Your account balances and transaction history are all available to you with the simple click of a mouse. Stop in and sign up for Internet banking or simply go to our Home Page, click on, online banking sign-in, and fill out the enrollment form which will walk you through the process step by step.

  • Bill Pay
  • View your account information
  • Transfer money between your accounts
  • Make loan payments
  • Send messages or questions to the bank


First National Bank
202 1st Ave S
St. James, MN 56081
(4th lane of drive thru)

Use your First National Bank at St. James debit card to access cash with no transaction fee.

Shazam Debit Card

The Shazam debit card works just like a check only it's faster, easier, and more convenient.

Instead of writing a check, present your Shazam card and sign your name or type in your PIN. It's as simple as that. The purchase amount is automatically deducted from your checking account.

Withdraw cash from your account at most ATMs worldwide with your personal identification number (PIN).

Direct Deposit

No more running to the bank to deposit your payroll check!

Sign up for direct deposit and have your payroll check, social security check, or government agency check automatically deposited to your account.

Direct Deposit protects from loss or theft of your checks and funds are available the same day.

Safe Deposit Boxes

Safe deposit boxes offer a safe, secure place to store your valuables and important documents such as car titles, real estate abstracts, birth certificates, etc. We have a variety of sizes available to fit your needs.

Apply Now

Visa Credit Cards

Our Visa Platinum Credit Cards offer competitive rates and have no annual fees. This card also has a ScoreCard Rewards program which lets you earn points with every net dollar you purchase. Call or come visit us for more details or apply now!

Visa Gift Cards

Our Visa Gift Cards are the perfect gift, whether they are for the Holidays, Graduation, Birthdays or any Special Day! They are accepted anywhere Visa debit cards are accepted for purchases. They can not be re-loaded or used for cash.

Visa Access Cards

Visa Access cards can be used for your everyday needs! You can purchase and reload these cards for up to $5,000.00 per month. Visa Access cards can be used anywhere Visa debit cards are accepted and give you access to cash at ATMs.


Go green and get your monthly statement emailed right to your computer. It is quick and easy to sign up, just come in and fill out a short form.

Check Reorder

Touch of Class – Free Checks:
Do you qualify for our "Free Checks" through our Touch of Class Checking account for customers age 62 and above?

If so, you may order your checks free through our special line! Contact us today for details and ordering information.

EZ Checking, Classic Checking, Classic Plus & Jr. Banking:
Open any one of these great checking accounts and receive your first box of printed checks at 1/2 price!

Visit our Personal Checking for more account details or Contact us today.

Order Checks Online:
Deluxe Check Order

Other Services

Notary Service
Wire Transfers
Night Deposit
Drive-up Banking
Savings Bond Redemptions
Cash Advances
Money Orders
Cashiers Checks